this post was submitted on 15 Oct 2024
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A Boring Dystopia
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But in the case of (new) cars isn't this applicable to literally everyone the moment they drive off the lot? Like it's gonna take a while untill the loan payments catch up to the depreciation of a new car.
This might be a bit controversial
But if you can’t afford to buy the vehicle in cash, you can’t afford the vehicle.
This is the inherent evil in the spread of Western values. Build car centric societies. Keep people poor, keep them dumb, and keep them fat.
I totally agree, and proudly own our vehicles outright! Don't care if they're a bit older.
Damn skippy. We own all our cars hell just bought a 20 year old truck for 3300. Fuck paying 40 to 90k on fucking car. Plus all the computer bullshit where it can be expensive to fix, or worse car companies can shut down features or put them behind paywalls. Not happening for me.
I rather we had better public transportation though and not have to rely on cars to get around if I could I rather only have a small car or van that you use for long road trips and commute by bus or train.
Most people make a down payment so that their loan balance starts off being significantly lower than the value of the car.